Loan Products
Home Purchase Loan
Standard loan for buying ready-to-move or under-construction residential property.
Covers up to 80–90% of the property’s value.
Construction Loan
For buyers who own land and want funds to construct a building.
Disbursed in stages as construction progresses.
Home Improvement Loan
For renovation, remodeling, or upgrades to an existing building/unit.
- Based on the borrower’s income, credit score, and property value.
Land Purchase Loan
For buying a plot of land to construct a building in the future.
- To buy a residential or commercial plot/land for construction or investment.
Bridge Loan
Short-term financing to bridge the gap between selling an existing property and buying a new one.
Loan Against Property (LAP)
Mortgage-based loan where the property is used as collateral to raise funds for personal/business purposes.
Application Starter
Step 1: Project & Budget Planning
Finalize building plans, estimate total cost, and determine how much funding is needed.
Identify whether you need a construction loan, home loan, or commercial property loan.
Step 2: Loan Consultation & Eligibility Check
Meet with our loan advisor or partner banks.
Check eligibility based on income, credit score, and repayment capacity.
Step 3 : Application & Document Submission
Fill in the loan application form.
Income proof (salary slips, IT returns)Property documents (title deed, building plan, approval certificates)
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Homeosphere, F356+4MJ, 1234 Sunset Boulevard
Los Angeles, CA 90026
USA
contact@ushomeosphere.com